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Stepping into the breach for the risks of the individual
For poor people in developing countries the financial consequences of sickness, disability or death are disastrous. They do not have their own capital or reserves. And they cannot fall back on the luxury of social services either. The alternative, private insurance, is way out of reach for these people. They are not even familiar with the concept of insurance. Even if insurance exists at all in such countries, the poorest inhabitants cannot afford it.
That means that victims of a financial disaster have to rely on help from their own environment. But their relatives and fellow-villagers usually suffer the same poverty, so that is no real solution. The only thing that helps is if the community, village, town or region decides to set up its own ‘kitty’.
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What does MIAN do? MIAN is an organization of enthusiastic volunteers who work on the basis of a mission. That mission is:
As an organization of volunteers we provide professional advice on organizing solidarity in containing and insuring risks. We work on behalf of the most vulnerable people in society, in particular those in developing countries. We operate on the basis of reciprocity and from a co-operative point of view. Our advice focuses on local needs and fits in with the local culture and structure.
This mission is fulfilled by making use of the knowledge and experience of professionals, either on-site or from the Netherlands. MIAN never operates independently.
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The people behind MIAN
Some 200 volunteers are member of MIAN. Most of them work in, or originate from, the world of insurance. But these members also include bank workers, IT specialists and other professionals.
The work they do for MIAN is mostly done in their spare time, but they do enjoy the moral support and material facilitation of their employers. That is not done purely out of a sense of responsibility, it is in the employers’ interest that their ‘MIAN’ employees learn all about working at the very foundations of the insurance business and that they broaden their horizons through foreign contacts.
Many members of MIAN are part of one or more working groups or project groups. Those groups are directly concerned with the local projects or provide support in the field of insurance, IT, financial management and communication. The operations are guided by a board of five members and permanent working groups for projects, communications and IT.
If, after reading this introduction, you feel you would like to become a member of MIAN, please apply for membership by contacting us by e-mail at
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
. Membership is free.
Board members:
| NAME |
POSITION |
| Jan Ruijgrok |
Chairman |
| Toos Hofstede |
Secretary |
| Wilfried Spekreyse |
Treasurer |
Maartje Aarts
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Member |
Ton Merks
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Member
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The volunteers from MIAN provide knowledge and expertise in helping to set up new - co-operative – insurance structures in developing countries. Depending on your knowledge, expertise and experience, you may be sent out to one of the countries on a project basis. Visits usually last from 1 to 2 weeks. Most help, however, is provided from the Netherlands
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